The content of the article
Hello everyone! My name is Victor, I’m 24. In short, here’s my story: university – selling trendy goods – waiter – analyst. Now about everything in more detail.
After school, I had no idea what I wanted to work as. After finishing 11 classes, passing the exam in physics (because everyone said that engineering is cool!) And English, I applied to 5 technical universities (so I passed English, to put it mildly, not very well). As a result, it went to the budget in all 5th, and the 5th was the PRUE named after G.V. Plekhanov (yes, there are also technical specialties). I chose it due to the fact that there was a modern renovation and many beautiful girls. So I entered the technical specialty at the most non-technical university.
It is probably clear that engineering training in Plech was light, and I had a lot of free time. I began to think about what I can make money on. I didn’t want to be hired (BM and the others were brainwashed, and I thought that working for my uncle was a bad guy). So I stumbled upon courses on the sale of trending goods on Avito and through advertising grids of the insta. Completed the course, started selling all sorts of knickknacks such as Sholl files, backlit headphones, copies of mechanical watches. But the result left much to be desired, because I was my own boss. Often I chose to go for a walk rather than to earn money. This went on for 2 years, and in the 3rd I realized that I had to do something with laziness and discipline. I decided to go to work for hire.
I got a job as a waiter in a well-known Moscow restaurant chain. Initially, I thought to work there for six months and go somewhere further. But only the internship took 4 months. Further, I was pleasantly surprised by the salary (the total earnings with tea averaged 150 thousand rubles / month, in fat months – 200+ thousand rubles / month). Of course it broke my templates. Without work experience, without education, without any expert skills, I began to earn more than the average in Moscow. Therefore, I stayed there for 3.5 years.
How I got interested in finance
Once a girl was sitting in my position at one of the tables. She was reading a book with the bright title “How to Invest with Less than a Million in Your Pocket” (as I remember these yellow letters on the black cover now). I was hooked on the title, and I thought I should read it. At the end of my shift, I naturally forgot about it. About a month later, on my way home, I remembered this book, googled it, bought the electronic version, and started reading. And I was madly interested in what was written there. I literally swallowed the book and began to think about what to do next.
I took an investment course on one of the telegram channels. I formed my first portfolio, and I liked it so much that I decided to do it professionally. In general, I believe that it was a sign of a higher power. Just imagine how likely it was that this girl would come to the institution where I work, sit in my position, read the book so that I could see the name, and at the same time I myself would be on shift at the same time? Coincidence? I don’t think so.
In general, I decided to get a job in one analytical company that works in the B2C segment and does equity research. I thought that the knowledge that I received from the book, the course I took and a little practical experience would be enough to get into this area. I submitted my CV, which I made in violation of all the rules of an adequate competitive CV. Surprisingly, I was thrown off the test task. It was necessary to evaluate Norilsk Nickel using dividend and multiplier methods. Naturally, I did not know any methods, so I completely failed the test task. But I decided to ask the people who worked there where you can get relevant knowledge. They advised me several options, one of which was SF Education.
Study at SF
In the third year of work as a waiter, I acquired the Investment Banker program, which included 7 blocks: from the Financial Academy to preparation for CFA Level 1. I started with the streaming Financial Academy, then I took the Investment Manager course, improved my skills in working with Excel and presentations. Most importantly, I got an understanding of how the financial world lives, learned about its rules and competition. After receiving the base and compiling the CV, I decided to try again.
One more attempt
I decided to send a new CV to the same company. This time, on a test task, it was necessary to predict the financial result of InterRAO in 2020 and make a Valuation. I did much better, but I still lacked the skills to successfully complete the assignment, and my candidacy was again rejected. I did not think to stop and in return offered them my help in their work in exchange for experience. Free because experience is more important than money. So I started doing various tasks, continuing my studies and work.
A month later, I was offered to try my hand at the debt market. I agreed. I prepared for the interview in a week (all my free time I was doing this, I even took a couple of days off at work to devote this time to preparation). As a result, I had an hour-long interview with the manager and the head of the analyst, a week later they gave me an answer and offered the position of an intern. On the same day, I talked to my manager at the restaurant and switched to 2 shifts a week (on Saturdays and Sundays). And on weekdays, 5/2 began to work in a new company. After two months of work in the 7/0 mode, I was informed about the successful completion of the internship. So I became a junior debt market analyst.
But my relationship with SF is not over. Ahead of me is preparation for CFA Level 1. I have a full CFA in my plans.
Yes, there are still keys in my story, with the help of which I gained knowledge and practice, but SF provided considerable support along the way. I am grateful to every person and project that helped me.
Today I work for pleasure, try to bring as much value to clients as possible, gain experience and continue to learn to improve my skill.
I wish you all success!